Affordable Homeownership.
Making you a homeowner is our greatest reward, however, the process can be complex.
We’re committed to equipping you with the tools and understanding you need to make homeownership your reality.
We're not just here to make a sale—we're here to make your dreams come true.
For many individuals and families who dream of owning a home, down payments and closing costs are the biggest roadblocks. Fortunately, many financial programs exist and there are resources designed to minimize these hurdles, making your homeownership dreams an affordable reality.
Below is an overview of the most common resources.
Financial Assistance Programs
MMP 1st Time Advantage
Eligible for first-time buyers
The MMP 1st Time Advantage line offers various programs, which can offer up to as much as $6,000 in down payment and closing cost assistance, without any interest rates or required monthly payments.
Eligibility requirements and restrictions apply. Our specialists help you to meet them, and maximize your benefits.
Product Line :
Direct - No DPA, but typically offers our most competitive rates.
6000 - $6,000 loan for down payment & closing costs. 0% interest and no monthly payments.
3%/4%/5% Loan - DPA loan equal to 3%/4%/5% of the first mortgage in a zero percent deferred second lien.
MMP Flex
Eligible for repeat & first-time buyers
The MMP Flex line offers various programs which can offer up to as much as $6,000 in down payment and closing cost assistance, without any interest rates or required monthly payments.
The Flex line is similar to the 1st Time Advantage line, but differs slightly in eligibility qualifications and provisions.
Eligibility requirements and restrictions apply. Our specialists help you to meet them, and maximize your benefits.
Product Line :
Direct - No DPA, but typically offers our most competitive rates.
6000 - $6,000 loan for down payment & closing costs. 0% interest and no monthly payments.
3% Loan - Fixed 3% DPA loan at 0% interest, for down payment & closing costs.
Excess funds reduce principal
MMP Partner Match
Used in conjunction with 1st Time Advantage 6000 & Flex 6000
Partners provide additional assistance of up to $2,500, for a maximum total of $8,500
Eligible Partners :
- Employers
- Builders/Developers
- Community Partners
MMP Smartbuy 3.0
Homebuyers with qualifying student debt may receive a 5 year forgivable loan, to go toward student debt payments during the purchase of a home.
Two Options :
1.) $6,000 DPA loan
2.) DPA loan equal to 6% or less of first mortgage (for borrowers earning 50% or less of AMI)
There is no "one-size-fits-all" solution. The specifics of these programs can be quite complex. They depend on your financial situation, personal priorities, your credit score, and the local market.
A free personalized consultation with our preferred lender is essential to understanding your circumstances, the nuances of these resources, and which options fit your needs the best.
Our consultation is not attached to any transactions or commitments. We work at your pace and want to equip you with the information you need to make the best decision.
OUR FIRST STEPS
Let's get together and talk. No obligations or commitment.
Getting on the same page.
Personalized Financial Assessment
01
Review Your Financial Picture
• Income, Assets, & Savings
• Expenses & Debts
• Credit Score & Credit History
02
Personal Goals
• Current Priorities
• Future Plans
• Your Timeline
03
Evaluate Your Buying Power
Using expert analysis and financial modeling tools, we'll assess your readiness to buy, showing you what is possible today, and how to further strengthen your position
Setting you up for success.
Tailored Solutions & Strategies
05
Exploring Your Options
• Which programs you currently qualify for.
• Which programs you may become eligible for with a few strategic steps.
• Which path best aligns with your finances, goals, and the local market.
06
Personalized Plan to Build Credit
We'll discuss ways for you to raise your credit score (even if you have no immediate buying interest) to better equip you for the future.
Schedule a consultation with our lender
Interested in exploring your options? Let's pick a time to meet.
We offer consultations in person as well as online via video call.
FINDING YOUR HOME
The home-buying process with Delta Home Group
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Exploring The Market
01
Describe Your Ideal Home
Let's talk about the most important features you're looking for in a home so we can create a search that will find all matching properties
02
Set Up Showings
Once you've found a few homes that you want to see, we'll schedule a time to tour the homes you have selected
03
Making An Offer
When you've found the home you wish to purchase, we will discuss and advise on the terms to make your offer appealing to the seller, which includes the price, inspection terms, and closing date.
04
Close the Deal
Once you're under contract, we will walk you through the process each step of the way to ensure you're one step closer to calling this property you Home.
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A Whole Team Behind You
•
Combined Experience
Unlike other industries, time doesn't equal experience. Experience is measured by the number of transactions a real estate agent does. Our team has sold over 700 homes
•
Constant Availability
When you work with a team, you don't just have one agent who is available to you - you have the backing of several so that we can best accommodate your schedule
•
Dedicated Admin Team
Our team of admins work diligently to ensure that nothing slips through the cracks during your purchase. Even when your agent is helping others, you have the peace of mind knowing that someone is working behind the scenes.
•
You're More Than a Sale
When we hand you the keys to your new home, that isn't the end. You will receive added VIP perks and benefits throughout the year as well as invaluable resources during the time you own your home. We want to be a resource for you and anyone you know.
